Premera and Substance Abuse Recovery Overview
The Premera health insurance company is covered by the Blue Cross Blue Shield Association, a mark of trust that all customers can rely on. Based in Washington, Premera was founded in 1945 under a different name, and it has since grown into the biggest health insurance provider in the Pacific Northwest. They have offices in both Washington and Alaska.
There are many different policies available under the Premera name, but these can be grouped into three different categories, as detailed below:
- PPO (Preferred Provider Organization): There are many plans under this option, offering a sliding scale of monthly fees and out-of-pocket expenses.
- HSA (Health Savings Account): These are essentially savings accounts that can also cover medical emergencies.
- Personal Care Plan: Ideal for individuals and for standard medical treatment.
You can use your policy to pay for substance abuse treatment regardless of which of the three brackets you are under. However, as discussed below, the onus is not on the policyholder to decide the best course of treatment.
Premera Coverage for Specific Addictions
Whether you are seeking treatment for a standard medical issue or for an addiction, your first step is to be assessed by a physician operating within the Premera network. They will determine the severity of your condition and will prescribe a relevant course of action.
Their policies can help with a wide range of substance abuse problems, and if you opt for a Premera accepted treatment center like the FootPrints Behavioral Health Center, then the treatment you receive will be tailored to your specific condition and to the substance that you have abused or are abusing. The following addictions are just some of the ones that Premera can help with, but this is by no means a complete list:
- Opiate Addiction (includes heroin, opioid prescription medication and morphine)
- Cocaine Addiction
- Prescription Drug Addictions (sedatives, stimulants, etc.,)
You can also receive help for substances that have, until recently, not been considered addictive. Cannabis is a perfect example of this. It may not be physically addictive, but it can create a psychological dependance and it grips users in the same way that many other substances do, having a negative impact on their lives.
Using Premera to Pay for Treatment
No two cases are the same, just like no two treatments are the same. Premera, like all insurance companies, will asses you before recommending treatment. They may determine that the best course of action is a simple outpatient program. They may determine that you would be better off with an extensive treatment program, such as the one offered here at the FootPrints Behavioral Health Center.
If you feel like you are stuck in a rut, like your health is suffering and like there is no hope, then there is a good chance that you will be referred for inpatient treatment. Just make sure that you are honest with the physician who assesses you, telling them exactly what you feel and explaining your situation in full.
The physician will review the following factors to determine the best course of action:
- The type of substance being used (inpatient treatment is more likely to be recommended if you are addicted to heroin or cocaine, than if you are addicted to cannabis or inhalants).
- The length of your addiction and the dose being ingested.
- Whether or not you have any existing mental health issues.
- Whether you are at risk of developing any health issues.
- The stability of your home environment, your career and your family life.
- The outcome of any previous treatments.
Your mindset is also going to play a big role. If they think that you are not taking this seriously and if this is coupled with a history of failed rehabilitation, then they may deem you to be too much of a risk. They will not give up on you, of course, but they may refer you for therapy first, ensuring that you are ready for your recovery.
Length and Depth of Coverage
You can get the full range of treatment if you have the right policy, but it all depends on your situation. If your addiction is not severe, if you have not been addicted for very long and if your life is relatively stable in spite of it, then it is unlikely that you will be given extensive inpatient care.
However, if you have been addicted for a long time, if it is having a negative impact on your life and your health, and if nothing else has worked, then it is almost a guarantee. One you have been recommended such treatment then you will be entitled to a long-term stay in a Premera accepted treatment center like the FootPrints Behavioral Health Center.
We have a very high success rate here as we work with you from withdrawal to recovery and through to relapse, ensuring you are comfortable, healthy and happy every step of the way.
Rehabs for Premera
As a Premera accepted treatment center, the FootPrints Behavioral Health Center is well placed to assist with the needs of all policyholders seeking treatment. There are very few rehabs for Premera members that are as experienced and as comprehensive as the FootPrints Behavioral Health Center, which is why we are often the first port-of-call for addicts who find themselves in The Golden State.
- What are the benefits of Premera coverage for Californians?
So, while you may not receive any additional benefits by being in California, if you are a policyholder and you find yourself in this state, then you will be entitled to treatment at our state-of-the-art treatment center.
- What are the treatment services covered by Premera?
- Where can I learn more?
You can also contact Premera directly.